Insurance Made Simple for the Treasure Coast
At Barbie Prem Insurance Agency, we help individuals and families protect what matters most. From homeowners insurance in Port St. Lucie to auto and flood coverage across the Treasure Coast, our team shops top carriers so you get the right protection at the right price.

Insurance Carriers We Work With
We partner with trusted national and Florida-based carriers so you get dependable, affordable coverage without the stress or confusion.


Personal Service Rooted in a Legacy of Care
Barbie Prem Insurance Agency is a local, independent agency serving the Treasure Coast with honesty, compassion, and expert guidance. Founded by the late Barbie Prem, a beloved and decorated insurance professional with more than two decades of experience, our agency continues her commitment to treating every client like family.
Barbie built her success by creating long-lasting relationships, giving back to her community, and guiding clients with professionalism and integrity. Today, her legacy lives on through the same highly trained staff who worked beside her for years. We are here to walk you through your coverage options, answer your questions, and help you feel protected every step of the way.
It’s not just insurance.
It’s personal.

What We Cover

Auto Insurance
Affordable auto coverage for everyday drivers across the Treasure Coast.

Homeowners Insurance
Reliable protection for your home in Port St. Lucie, Fort Pierce, Vero Beach, and surrounding areas.

Flood Insurance
Stay protected before the next storm or heavy-rain season hits.

Why the Treasure Coast Trusts Barbie Prem Insurance Agency
A Legacy Built on Service
Barbie Prem spent over 20 years helping Florida families understand their coverage and feel confident in their protection. Her values guide our agency today.
Local Knowledge You Can Count On
We understand the flood risks, storm patterns, and insurance challenges unique to the Treasure Coast.
Real People, Real Support
You’ll always speak with a friendly local agent who knows your needs—not a call center.
We Make Insurance Easy
We shop multiple carriers, simplify your options, and help you find coverage that fits your life and your budget.


What Our Clients Say

We proudly serve communities across the Treasure Coast with personal, friendly support.
Select your city below to see what we offer in your area.
Port Saint Lucie Insurance Services
Tradition Insurance Services
Hutchinson Insurance Services
Stuart Insurance Services
Fort Pierce Insurance Services
Palm City Insurance Services
Sebastian Insurance Services
Hobe Sound Insurance Services
Jupiter Insurance Services
Vero Beach Insurance Services


Frequently Asked Questions
Most quotes are valid for 30 days, but call us to confirm—some carriers vary.
Yes. Many of our carriers offer flexible payment plans including automatic debit.
Bundling often gives you discounts and simplifies your policies.
Yes—even if you’re not in a high-risk zone. Most home policies don’t cover flood damage.
Absolutely. We shop top companies for you to find the best price and coverage.
Let’s Get You Covered
Insurance doesn’t have to be confusing. With Barbie Prem Insurance Agency, it’s personal, simple, and tailored to your family’s needs.






















