Insurance Made Simple for the Treasure Coast

At Barbie Prem Insurance Agency, we help individuals and families protect what matters most. From homeowners insurance in Port St. Lucie to auto and flood coverage across the Treasure Coast, our team shops top carriers so you get the right protection at the right price.

Smiling family of four sitting on wooden front porch steps with a large white dog wearing a blue bandana.
Our Carrier Partners

Insurance Carriers We Work With

We partner with trusted national and Florida-based carriers so you get dependable, affordable coverage without the stress or confusion.

Logo of Travelers
Logo of Progressive.
bristol west insurance logo
national general insurance logo
American Integrity logo
Cabrillo Coastal insurance logo
Logo of Citizens.
Cypress insurance logo
Heritage insurance logo
monarch logo
manatee insurance logo
Mangrove property insurance logo
Patriot Select logo
slide insurance logo
Swyfft insurance logo
Trident insurance logo
Universal North America insurance logo
Logo of Universal Property.
Cypress Flood insurance logo
Neptune flood insurance logo
National Flood Insurance logo with a house roof above blue water waves.

Many More Trusted Carriers

Office interior with black chairs lined up along a yellow wall, desks with computers, plants, and decorative rugs on a white floor.
About Us

Personal Service Rooted in a Legacy of Care

Barbie Prem Insurance Agency is a local, independent agency serving the Treasure Coast with honesty, compassion, and expert guidance. Founded by the late Barbie Prem, a beloved and decorated insurance professional with more than two decades of experience, our agency continues her commitment to treating every client like family.

Barbie built her success by creating long-lasting relationships, giving back to her community, and guiding clients with professionalism and integrity. Today, her legacy lives on through the same highly trained staff who worked beside her for years. We are here to walk you through your coverage options, answer your questions, and help you feel protected every step of the way.

It’s not just insurance.


It’s personal.

services

What We Cover

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance

Affordable auto coverage for everyday drivers across the Treasure Coast.

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance

Reliable protection for your home in Port St. Lucie, Fort Pierce, Vero Beach, and surrounding areas.

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency  is important.

Flood Insurance

Stay protected before the next storm or heavy-rain season hits.

Why Choose Us

Why the Treasure Coast Trusts Barbie Prem Insurance Agency

A Legacy Built on Service

Barbie Prem spent over 20 years helping Florida families understand their coverage and feel confident in their protection. Her values guide our agency today.

Local Knowledge You Can Count On

We understand the flood risks, storm patterns, and insurance challenges unique to the Treasure Coast.

Real People, Real Support

You’ll always speak with a friendly local agent who knows your needs—not a call center.

We Make Insurance Easy

We shop multiple carriers, simplify your options, and help you find coverage that fits your life and your budget.

Aerial view of suburban area with office buildings, roads, water canals, and greenery under a partly cloudy sky.
Testimonials

What Our Clients Say

Barbie Prem will get you the best homeowners rate there is. No games straight to the point. Their office always provide excellent communication and service.
Barbie Prem Insurance is the most personable agency I have ever dealt with. The staff is knowledgeable, pleasantly helpful and nonjudgmental. They will search for the best price for your budget. I will be calling them again shortly to get assistance for another member of my family.
We’ve been with Barbie Prem for quite some time for homeowners and cars and motorhome. I simply feel as though this is a terrific company with good rates and absolutely excellent customer service! Another company gave me a runaround, terrible service and lies.
I have been a client for over 20 years!! I highly recommend the Barbie Prem team! Super personable, Professional and will get you the best deal available!!!
Barbie Prem is one of the best Insurance Agencies in the Treasure Coast area! My family has used their services since the ‘90’s. As a Realtor, I have high confidence in recommending them to anyone I know needing insurance!
risa himaras
Ian G
Barbie Prem is absolutely incredible! Got me the best rate for my car insurance. And saved me over a thousand dollars for the year! Look nowhere else then to Barbie prem for any policy!
risa himaras
Priscilla Reusch
Awesome service! If you are looking for great Home Owner's Insurance call Barbie Prem, they will find the BEST price for you!
The Barbie Prem team are the very best.. they have saved my family and friends thousands each year. They will work hard for the average guy to get the best rates..I truly love all of them, and owe them a debt of gratitude.
Locations

We proudly serve communities across the Treasure Coast with personal, friendly support.

Select your city below to see what we offer in your area.

Port Saint Lucie Insurance Services

Tradition Insurance Services

Hutchinson Insurance Services

Stuart Insurance Services

Fort Pierce Insurance Services

Palm City Insurance Services

Sebastian Insurance Services

Hobe Sound Insurance Services

Jupiter Insurance Services

Vero Beach Insurance Services

Smiling family of three sitting on wooden porch steps outside a house.
faq

Frequently Asked Questions

how long is my quote valid?

Most quotes are valid for 30 days, but call us to confirm—some carriers vary.

Can I pay my insurance monthly?

Yes. Many of our carriers offer flexible payment plans including automatic debit.

What are the benefits of bundling home and auto insurance?

Bundling often gives you discounts and simplifies your policies.

Do I need flood insurance if I don’t live in a flood zone?

Yes—even if you’re not in a high-risk zone. Most home policies don’t cover flood damage.

Can you help me understand what’s covered in my policy?

Absolutely. We shop top companies for you to find the best price and coverage.

Let’s Get You Covered

Insurance doesn’t have to be confusing. With Barbie Prem Insurance Agency, it’s personal, simple, and tailored to your family’s needs.

Professional couple meeting with advisor, discussing policies at an independent insurance agency in South Florida.